Sandpoint Idaho News

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It has been almost a Decade as a Real Estate Agent and My Very First Audit is about to happen. I was a new, young Broker Owner, I had NO BUSINESS experience, I jumped right in - had 17 agents and away I went.
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An Audit Now after almost a Decade, hmmm wonder where that came from? Could it be because I yap and yammer about the Board of Realty Regulations NEVER auditing? Could it be the Realtor of NMAR whining to big daddy? Could it be all those Realtors attacking me at active rain?
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Could it be because I am telling the real estate consumer the TRUTH about the Realtors at

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www.RealEstateIndustryWhistleblower.com ?

Could it be because I own http://www.CharlesMcmillan.com/ which is the name of the NAR president, I own the site to prove a marketing point. Could it be because I own www.RealtorSucks.com and many other sites as an Advocate for the Real Estate Consumer?

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Well You bet it Could be, don’t think for one minute that the National Association of Realtors does not control your State board of realty. NAR has billions of dollars and they use it against the Real Estate Consumer.
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You Deserve the Truth, I have the COURAGE to tell you and for the first time EVER I am being audited. I had 17 agents, I got my Brokers license after 10 months as an agent, yes I waited til' the one year mark, so what I got it.. and no Audit... no help.. no assistance... no advice from the Montana Board of Realty Regulations. But here they are no doubt on request of the whining Realtors who are looking for a Way to SHUT me Up... Guess What I am NOT going anywhere anytime soon. I made a Promise to the Real Estate Consumer and I have the Balls to Stand up for it even it means taking on a Multi-Billion Dollar company, or Association as they prefer to be called.
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Since I started this Game of Broker Owner, I have seen consumers go to the "Board" for help and their "hands are tied" - they cannot fight the Association of Realtors .. no way.. no how... I have seen the Consumer brought to their knees with stress, put to shame and guilt when they were the ACTUAL victim, and I have seen Good People Lose everything while the Realtor walked away with no liability, no reprucussion and answering to No One.
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I was Good at "their" game... and I could have spent the Rest of my life in it making Big Money.. and Easy Money.. I can lie and manipulate with the best of them.... but my heart broke, my gut was kicked, my Moral Compass spun out of control and as I step away from the Greedy Illusion of the profession of "Realtor" , I will NOT just walk away in the "Code of Silence" I STAND for those who NEED to know... I Speak Out the Truth every Single Day... I care about your life.. Your RIGHTS matter to ME... Real Estate Affects all parts of our life and it MATTERS .... a Bad Real Estate transaction can be life or death, can be years of wasted money - time and effort, years of humiliation, can take your entire lifes work .. all while the big bad E and O insurance, the National Association of Realtor and the Realtor who lied to you and put you in this position go about Business as Usual without a care in the world while you suffer in silence as you fight for what you thought your were buying in the First Place.
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No I will NOT Shut up... So I Welcome Your Audit, I welcome the Attacks I get Daily from the Whiny Realtors and I Stand Up with more stories, more information and the Truth bursting on to page after page to HELP YOU and if I only help ONE of you out there to not suffer as I have suffered, as those I love have suffered, as the real estate consumers I tried to protect have suffered well then My Battle is Worth it...
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I have asked the Board for help on issues that concern consumers and I get nothing, they do not even provide us with advice or forms.. we have to JOIN the association of Realtors to REALLY practice real estate and make a decent living. The State Realty Boards enable, side with, conspire with and do as NAR tells them to do, in MY OPINION.
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the Big bad Board DOES Not look into Lying, Cheating, or Fraud. They do Not Checking MLS Data for accuracy who cares.. they leave that up to the Realtors.
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The "Board" does nothing to advocate for REAL consumer protection in Real Estate.
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When the Consumer Obviously, and Deliberately has been cheated and fraud and they come to the board for help, there really is NOT alot they can do to enforce the LAWS in the State of Montana. A Realtor lies to you and the Association of Realtor and the Board of Realty Regs is of no help .. you have to Get an Attorney and FIGHT.
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But when the Realtors whine that a Now Non Realtor member is Telling on them and yapping and yammering well here comes the state real estate licensing board to see what they can do to help the association of Realtors out. Can’t really say that I did not expect this.
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The Thing is I truly wish that the "Board" was out to protect, serve and help the real estate consumer - the public that pays their wages.. but Honestly I do not believe that they are.
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The State Governing Body has nothing to do with the MLS data, yet the accuracy of this data is what the entire financing industry is based on. The mortgage market industry, the collapse, that was all based in a foundation of real estate loans based on real estate equity built on Real Estate Data that was NOT and is Not policed for Quality Control of any kind.
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Why is your State Governing Body not made to REALLY police the Real Estate industry?
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Well probably because most real estate agents HAVE to be Realtors in order to participate in the game and the National Association of Realtors is left to do as they please in “policing” their own industry and they fail miserably.

Oh well, this failure pays Big Time.

And you’re the One Who Pays for it.. Find out more at
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www.RealEstateIndustryWhistleblower.com
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NMAR wants to Play Dirty, an Audit to Me.. Alrighty then The Truth has barely been told here… Stay Tuned for lots more stories on the Dirty Deeds of NMAR. And for those of you listening also Oregon Realtors and lots more REALTOR Tales...
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Got a Story of how a Kalispell Realtor, a Northwest Montana Realtor, or any Realtor has treated you? Have you Been Lied to? Has Fraud been committed to you? Did the Realtor lie and you LOSE…. Lets hear it Crystal@CrystalCox.com Time to Name Names, and EXPOSE the Truth. The Realtors are hurting you and you Have to TAKE it.. Even if they break the law. You the Real Estate Consumer cannot afford to make them pay, make them accountable and in my opinion NAR and your state governing body is of no real help to the Real Estate Consumer.
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You Folks Want to gnaw at my legs and yip at my heels.
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I will NOT back Down.
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The Real Estate Consumer Wants the TRUTH, they Deserve the Truth.
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Real Estate is Our LIFE, it is where we live, where we sleep and eat, where we love and raise our family, where we are sick, where we get well. Our Real Estate Transaction affect every single part of our life and the Real Estate Consumer Deserves Better then the National Association of Realtors is giving them. And NAR is forcing, enticing your governing bodies to get in there and assist the Realtor and forcing their way into your real estate transaction even though it causes more harm then good.

Coming Soon emails, marches to Washington, News letters, MAR attorney Lies, deliberate actions by NAR and MAR against the real estate consumer… and lots more inside information on NMAR on NAR and the Dirty little Secrets of the Association of Realtors.
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I have taken their abuse ENOUGH.
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The Real Estate Consumer Deserves the Truth.
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And you nitpicking me, threatening me at every turn in the road is NOT right and is NOT going to STOP me from telling the Real Estate Consumer the TRUTH they Deserve.
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I am the Real Estate Industry Whistleblower and You Cannot Take My Experience, my Truth the way it happened to me. I saw what I saw and it is STILL happening today... there is no end in site to the harm Realtors do to the Real Estate Consumer and they seemingly have NO LIABILITY...
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the Real Estate Consumer keeps coming back for more, they kind of have to. Yet NAR says that being a Realtor is not “Mandatory” BULL. Your State governing Body should, indeed, watch over the Association of Realtors at the State and Local Level but they do not, they are their for licensing purposes and to make sure you don’t break the laws in place by the state.
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Oh wait that’s not true either, because when you tell them what a real estate broker - a Realtor has done to you as a Real Estate Consumer they tell you there is nothing they can do and they suggest a Real Estate Attorney. Then you spend all your money and then some fighting for what the Realtor told you, promised you that you were buying in the first place.
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There is a serious gap in the State Regulating boards and what their responsibility is to the Real Estate Consumer. They DO not make Realtors follow the laws, they do not enforce the laws, but yet they do Audits every 9 years or so to make it look like they are Looking out for the consumer. However the Really big stuff that REALLY hurts the Real Estate Consumer, well Nobody is Looking at that anytime Soon.
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In My opinion the State Governing Body does the dirty work for NAR, they do what NAR wants because the do not have the Money or the Support to STOP THEM.
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They say a Real Estate Agent is Not a Realtor, unless they are a NAR member. Yet the State Board Does the Dirty for the National Association of Realtors. If they do not than NAR is not happy and they will STOMP their feet and make some NOISE…
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As a Real Estate Broker Owner which I still am to date, I do NOT feel that any governing body, licensing board, state law maker, judge, Association of Realtors, politician or any one else is out to or can really protect the Real Estate Consumer in the Current System of the Real Estate Industry. As it is REALTOR, the National Association of Realtors reigns king, and they are NOT fair, they are NOT just and they are NOT listening... not to the Broker Owners and not to The Real Estate Consumers....

oh maybe a Broker Owner in the Coveted Conglomerate of Apollo Management, Realogy or Cendant whatever name they go by now.. known to you as ERA, Coldwell Banker, Century 21 and Sothebys...
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www.RealEstateIndustryWhistleblower.com
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My Name is Crystal L. Cox, I am a Real Estate Broker Owner.

I gain NOTHING from telling the Real Estate Consumer the Truth and stand to lose everything... I am the Real Estate Industry Whistleblower and this stuff REALLY did happen to me and to my real estate consumers... the Truth is the Truth no matter what the REALTORS try and do or say to SHUT me up...

The Real Estate Consumer NOW has an Advocate whether they know they need it or not and I am NOT going AWAY.. so keep on coming, keep on tugging, keep on lying and whining to the board, to the association at all levels and to NAR... the TRUTH is the Truth... and I WILL keep Telling it...

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The National Association of Realtors will stop at nothing to make sure that you have to use a member of the National Association of Realtor, hence a “Realtor” in your real estate transaction.

Realtors Lobby in Washington D.C. constantly to keep you down, to make sure they are needed and to ensure that laws are passed that “are in your best interest” only these laws are directly against the real estate consumer for the benefit of the Realtor. They push for laws to make sure they keep their hands in your real estate transaction. They control your data, your sale, have their hands in your mortgage laws and more.

If Realtors, Even Real Estate Agents want to cut real estate costs and to use the power of the Internet to market and sell real estate in a way that makes it cheaper and safer for you, the National Association of Realtors will squeeze them out. Those giving you better service for cheaper money online, and emailing often to keep you involved - the State Boards want them to go away. The Realtors, convince these boards that it is your best interest or force them to change the State Laws by pressure, money and political power.

The National Association of Realtors has convinced the State Lawmakers to make your “Real Estate Brokerage” have an office to be ready to write a contract. With the Internet this is ridiculous but State Law makers such as a letter I just got from the Idaho Real Estate Commission, they are making it Mandatory to be Available in person, ridiculous when the buyers are on the Internet.

But it is simply a way to keep the Big Boys, the Franchise and the National Association of Realtors in business a bit longer until the Real Estate Consumer wakes up and realizes that they have once again been duped.

I Don’t understand how the National Association of Realtors can convince lawmaker to make laws that are no where near “legal” or based on your constitutional rights, but oh well the National Association of Realtors owns your real estate transaction and as long as you use a Realtor, you keep them in business. This stuff affects you and you are left way out of the loop.

Using your State and Federal Laws against you is a favored past time of the National Association of Realtors and they are just getting started on the biggest battle in all this. So you will see new laws and real estate licensing mandates pop up left and right in hope to stop Real Estate Agents like me who charge $50 a year for you to market yourself vs. those National Association of Realtors Offices in your town which charge 6 or 8 percents, treat you badly, have forms for you to sign that protect them and not you and have insurance to protect them from you - even if they lie outright.

What is the definition of being “available” well 24 - 7 on the Internet is not what they have in mind. They want your real estate agent ready to receive and write contracts at any time. This is in no way best for the real estate consumer, they Real Estate Commission, say in Idaho, pretends it is best for buyers and sellers if we have full time staff, but in the world of the Internet it is not best. It costs you more.

You Deserve Better then you are getting. Let you State Real Estate Commission, Board of Realty Regulations or whatever they call the governing body in your state that you won’t stand for this anymore. The National Association of Realtors pushes lawmakers, they have lots of money and they do not information the public or give you a right to choose, and your State and Federal Lawmakers do what Realtors want.
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They do this either to Shut them up or if the National Association of Realtors has actually convinced them that is in the consumers best interest. I have read documents, some are posted at www.SavvyBroker.com that show where E and O Insurance Companies and the National Association of Realtors convince State Boards to make E and O insurance Mandatory, they Flat Out lie at these meetings with states like E and O insurance is, in part to protect the consumer and in part to protect the “Realtor” from “frivolous lawsuits”.
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I have experience with the kind of “frivolous lawsuits” Realtors are protected from and this means that if you lose your home, life savings or have serious issues with your property that they sold you, oh well, they can legally lie and the E and O insurance will protect them.
Even though they pretend to be for consumers as well when at your State Realty Board Meetings, they email me a Broker Owner and Tell me that my E and O insurance is “not intended” to protect my clients.

NAR is gearing up to make sure that you have to use them… they will get laws changed, control your state and federal real estate governing bodies and will be all about creating Revenue for Realtors and not about Protecting you At All as a Real Estate Consumer.

They say that being a NAR member is not mandatory, but they block non-members at every turn in the road. Forms yes, MLS, but also the bigger issues. They want the Dept. of Justice to think that Real Estate Agents can do business without being a Realtor and that we choose to be a NAR member because it is of a higher standard, but this is in No Way True, we have few choices left even as a Broker Owner. And the National Association of Realtors owns and controls your State Real Estate Regulators... You Lose.
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Also ref. a New Idaho Law, More on that Later, where I have to be "Available" for contract writing, not here online but all staffed up, have an Idaho storefront and the whole deal, this is true in Washington as well and is a way to squeeze out the Online Brokerage that are working harder and smarter for you, keeping you more informed, giving you cash back and well treating you with the dignity and respect you deserve.
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“I am proud to cosponsor this legislation to protect the Northern Rocky Mountains, one of America’s great natural areas,” said Rep. Grijalva.

“A bold plan is needed to preserve and protect what remains of the Lewis and Clark legacy, and this bill would do just that.”“NREPA protects land and water belonging to all Americans, mitigates the effects of global warming on species, saves taxpayers millions of dollars and creates jobs.

If not now, when?” asked Carole King. Grizzly bears, caribou, elk, bison, wolves, bull trout and salmon still thrive in the Northern Rockies. The bill seeks to safeguard both these species and the lands on which they live. The Northern Rockies is the only place in the lower 48 states where native species and wildlife are protected on lands that are virtually unchanged since Lewis and Clark saw them.

Click here for complete text of the bill.
The Northern Rockies Ecosystem Protection Act: *

Designates as wilderness more than 23 million acres of ecosystems and watersheds in the Northern Rockies;

Connects natural, biological corridors, ensuring the continued existence of native plants and animals and mitigating the effects of global warming; *

Restores habitat that has been severely damaged from roads that were built, creating more than 2,300 jobs and leading to a more sustainable economic base in the region;*

Keeps water available for ranchers and farmers downstream until it is most needed; and

Eliminates subsidized development in the designated wilderness areas, saving taxpayers $245 million over a 10-year period.

http://maloney.house.gov/index.php?option=content&task=view&id=1787&Itemid=61

http://maloney.house.gov/documents/environment/20090129_NREPA.pdf

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